Terms and Conditions of Use for morivansiqo.com
Please review these Terms and Conditions before using our services. Your continued use signifies agreement to all terms outlined below.
October 2, 2025
Acceptance of Terms
By accessing our website or requesting consultations, you acknowledge full acceptance of these Terms and Conditions. Usage is subject to all applicable Australian laws and site policies including our Privacy Policy.
Definitions
Key terms are defined here for clarity.
‘User’ refers to any individual accessing or using services of morivansiqo.com for personal or business purposes.
‘Service’ means any information, consultation, or communication provided by morivansiqo.com.
‘Content’ includes text, recommendations, or communications made available through our website.
‘Consultant’ refers to individuals providing independent recommendations via morivansiqo.com.
Using Our Services
Services are provided for general informational purposes. User discretion is advised before making decisions.
Eligibility
You must be at least 18 years of age to use our services in accordance with Australian law.
Individuals under 18 may not access the Service.
Your Responsibilities
Users must ensure all information provided is current and used lawfully.
Prohibited Activities
Certain uses are strictly prohibited under these Terms.
Intellectual Property
All content remains the property of morivansiqo.com and protected by copyright. User access is for informational use; further distribution, modification, or commercial use requires written authorisation.
User Content
User-submitted information remains the user’s responsibility. Do not infringe the rights or privacy of others when submitting content.
Rights to User-Provided Content
By submitting content, you grant us permission to use it for service delivery, subject to privacy and legal obligations.
Privacy and Data Protection
Your data is managed in line with our Privacy Policy and relevant Australian regulations. For details, review our separate Privacy Policy page.
View Privacy PolicyDisclaimers and Limitations
All recommendations are provided for general guidance. Results may vary. Past performance does not guarantee future results.
Important Notice
We do not guarantee outcomes or accept liability for financial decisions based on recommendations.
Limitation of Liability
morivansiqo.com is not liable for any loss, damage, or consequences incurred from use of our site, services, or recommendations.
Indemnification
You agree to indemnify and hold morivansiqo.com harmless against claims arising from your use of our site or breach of these Terms.
Resolving Disputes
Contact us first to resolve concerns. Formal procedures may follow if needed.
Arbitration
Disputes may be subject to arbitration under Australian law, unless otherwise agreed by both parties.
Either party may seek alternative resolution per Australian consumer law.
Online Dispute Resolution
Alternative avenues may be available for dispute resolution. More details are on our Disclaimer page.
Read Disclaimer for detailsSeverability
If any provision is invalid, other Terms remain effective and enforceable.
Entire Agreement
These Terms represent the complete agreement between users and morivansiqo.com.
Applicable Law and Jurisdiction
All terms are governed by the laws of Australia. Disputes fall under their jurisdiction.
Term and Termination
We may terminate access for violation of these Terms or misuse of content, without notice if necessary.
Changes
We reserve the right to update these Terms at any time. Please refer back regularly for changes.
How to Contact Us
Questions about these Terms can be sent to us anytime. See below for details.
Email: content@morivansiqo.com
Phone: +61815573161
Address: 365 Little Collins St, Melbourne, VIC 3000 Australia
Effective Date: October 2, 2025
Version: 3.0