General Service Disclaimer

Important Notice

All recommendations are offered for informational use only.

Past performance does not guarantee future results or outcomes.

morivansiqo provides independent recommendations as general guidance and does not endorse any specific products, providers, or outcomes. We are not responsible for individual financial actions taken based on our reviews or advice.

General Information Only

All consultations and written recommendations are provided to assist user decision-making but do not replace professional, personalised financial or legal advice. Use our services as one of many resources during your decision process.

Limitations of Liability

We do not bear liability for any consequent outcomes.

No liability for reliance on information or recommendations, regardless of circumstances.

No assurances of specific outcomes, improvements, or financial performance resulting from our services.

No responsibility for actions, omissions, or decisions made by users post-consultation.

We disclaim warranty for any external information accessed through linked content.

Accuracy and Timeliness

We strive for accuracy in our reviews and recommendations but cannot guarantee that all information is current, complete, or free of errors. Users remain responsible for seeking additional verification as needed for their situation.

Any act solely based on our guidance is at your own risk.

Professional Consultation Advised

We recommend you seek independent legal, tax, or licensed financial counsel before taking action based on our insights.

External Content

Links provided are for convenience only; we accept no responsibility for third-party website content or security.

Results May Vary

Individual results are not assured. Situational factors, market conditions, and personal choices all influence outcomes.

On Past Performance

No performance is indicative of future results. Past market trends do not guarantee similar returns ahead.

Financial Recommendations Notice

All reviews focus on analysis and transparency.

We do not recommend, promote, or sell financial products or specific providers.

Our process is not a substitute for professional advice tailored to your circumstances.

Consult regulatory guidelines and seek professional guidance where required.

Australian Law and Jurisdiction

Our service and content is governed by Australian regulations and statutes.

By using our services, you agree that Australian law and regulations apply. Any dispute will be subject to these rules.

All content and recommendations are designed in line with these requirements.

Users outside Australia must ensure compliance with their own country’s regulations.

Indemnification

You agree to indemnify morivansiqo from any claims or damages arising from your use of the service or reliance on our recommendations.

Severability

If a provision is invalid, other terms remain in force as allowed under Australian law.

Policy Changes

We may revise this Disclaimer and recommend you review it regularly for the latest information.

Contact morivansiqo

Should you have questions about any of these terms, contact us below.

Email Address: content@morivansiqo.com

Phone Number: +61815573161

Address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective Date: October 7, 2025

Last Updated: October 7, 2025